Buyer's Guide

Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

I always tell potential clients how important it is to choose a Real Estate Agent that you truly connect with. While it’s true that you can technically shop for a home and make an offer on your own, keep in mind that the expertise of an agent like me is at no extra cost to you. However, making a mistake in this process can lead to significant expenses down the line—something I can help you avoid by guiding you every step of the way. Not only will I help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, I will guide you in the right direction with my knowledge of the current market. Finding the perfect home can be a daunting task, this is where my expertise and wealth of knowledge come into play. Let us tour the homes that meet your criteria until we find the one that is right for you!

Once you have selected the perfect home, we will work together to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. I will negotiate on your behalf until we have accepted an offer. At this point, your attorney will connect with the sellers attorney and work out the contract details.

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with. There are also loan options for first time home buyers with great perks and possibly lower rates, based on certain criteria . 

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you will be the proud owner of your new home .